In the December 1, 2011 Chicago Tribube article by Deborah Shelton on the high cost of long-term care, Phyllis Mitzen, Co-Director of HMPRG's Center on Long-Term Care Reform offered this explanation for the difficulty many people have planning early for their long-term care needs:
"People buy insurance for their life because they know they are going to die, for their car because they know that can get in an accident and for their health because they know they can get sick, but people don't tend to buy insurance because they think they are going to need someone to help them take a bath.."
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